Health Insurance

It is our goal to match you or your loved one with a compatible health or life insurance provider who can meet your wants and needs. We take pride in the honesty, integrity, and skill of each of our providers. We are ready to serve in any environment whether it be in your home or online or even on the phone. Our providers are carefully selected and well-trained, so that we can guarantee the highest quality of health plans available. Our services are available 24 hours a day, 7 days a week to provide your desired level of health care.

A & F Insurance Services offers all major Health Insurance company’s for Individual, Family and Business in the metropolitan area.


Aetna is one of the nation’s leading providers of health, dental, group, life, disability and long-term care benefits. Our focus is on meeting customers’ needs. We’re introducing innovative products, delivering strong customer service and providing easy-to-understand information. The result: a wide range of health and benefits options that deliver a valuable difference.

Kaiser Permanente

At Kaiser Permanente, we understand that traditional health care—treating illness—isn’t enough. We encourage our members to thrive, no matter what stage of life they are in. Whether it’s preventive care, health education classes, or appropriate treatment, we support good health by providing personalized care every step of the way.

We want our members to receive the kind of care that we would expect for ourselves and our families. That’s why we work hard to design programs that measure the quality of the health care we provide. At Kaiser Permanente, we are committed to providing our members with quality, cost-effective health care. Our physicians and managers work together to improve care, service, and the overall performance of our organization.if

United Health One

United Healh One provides a full spectrum of consumer-oriented health benefit plans and services to individuals, public sector employers and businesses of all sizes, including more than half of the Fortune 100 companies. The company organizes access to quality, affordable health care services on behalf of more than 25 million individual consumers, contracting directly with more than 570,000 physicians and care professionals and 4,800 hospitals to offer them broad, convenient access to services nationwide. UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified Fortune 50 health and well-being company.


Our mission is to improve the health of the people we serve. At Anthem, we believe the best health care coverage can actually help people stay healthy. That’s why we go beyond simply providing coverage. We help encourage members’ wellness by: Offering large networks of some of the region’s best physicians, specialists and hospitals.

Reminding members to have important preventive screenings. Providing programs and information to help manage chronic health conditions. Offering related services including dental coverage, life insurance and pharmacy benefits management. We work with physicians, hospitals and other providers to help ensure that care is accessible, coordinated, timely and provided in a manner and setting that promotes positive patient-provider relationships.


CareFirst, Inc. is the not-for-profit, non-stock, parent company of CareFirst of Maryland, Inc. and Group Hospitalization and Medical Services, Inc., affiliates that do business as CareFirst BlueCross BlueShield. A third affiliate does business as Blue Cross Blue Shield of Delaware. CareFirst, Inc. is governed by a Board of Directors and special statutes regulating its business in Maryland, the District of Columbia, Delaware and Northern Virginia. 

  • Is the largest health care insurer in the Mid-Atlantic region, serving more than 3.3 million members.
  • Has more than 6,000 employees in Delaware, District of Columbia, Maryland, North Carolina, Northern Virginia and West Virginia.
  • Has more than 80 percent of all of the Maryland/D.C./Delaware/Northern Virginia region’s health care providers participating in one or more of its provider networks.


The subsidiaries of Cigna Corporation form a global health service company, offering an integrated suite of health insurance and related products and services to customers and clients around the world, including:

  • Medical
  • Dental
  • Supplemental
  • Behavioral health
  • Pharmacy
  • Vision care
  • Benefits
  • Health coaching
  • Condition management
  • Group life, accident and disability insurance